Out of the ordinary?

Don’t think that travel insurers won’t want to know if you have unusual requirements. Bradford & Bingley, for example, has a special policy for one parent families and several insurers including student-friendly Endsleigh and STA Travel focus on backpackers and gap year travellers. Older people may struggle to get decent cover, however. Researchers at Which? magazine say that premiums soar and policy choice slumps when you hit 70. It has tracked down some good providers, however, and you can get more details under Money at www.which.co.uk. The final advice for holidaymakers is to check your home is safe while you are away. If your contents policy requires you to have window locks or a burglar alarm they will have to be in use if you want any claim to be approved.